To me, budgeting is fun - until something goes wrong - and then it’s like herding fish. Money is always in constant motion, so it’s hard to look at just a single frozen moment - to examine all the parts and see how they fit together - before everything changes again.
Funds go in and out of your accounts a hundred times a day. You get pay deposits, cash withdrawals, you buy stuff on credit or with cash, you pay bills. Then there are the transactions that happen without you even being involved, like automatic bill payments, subscription services, charitable donations… And let’s not even talk about our kids and spouses out in the world spending more money while you’re still in the basement trying to get a handle on what they spent yesterday.
